If you are repaying a Help to Buy equity loan, the valuation needs to meet the scheme administrator’s requirements. We review those requirements and your property before confirming the inspection, report and fee.
Selling your home or repaying some or all of the equity loan can require independent evidence of its current market value. The scheme administrator uses that evidence within its repayment process. An estate agent’s marketing estimate or a lender’s mortgage valuation is prepared for a different purpose and should not be assumed to meet the same requirements.
Send the property address, the Help to Buy scheme that applies, the reason for the valuation and your anticipated completion date. Include the administrator’s current written instructions. Tell us about cladding, planning issues or other unusual circumstances so we can establish whether specialist input or a different appointment is needed.
For an accepted instruction, we inspect the property and assess its current market value using relevant comparable sales and market evidence. The report identifies the valuation date, agreed purpose, assumptions and reasoning, with the format and intended recipient checked against the administrator’s requirements.
Valuations have a limited period of validity. Arrange the work around your expected transaction timetable and check the administrator’s current submission and expiry rules. If completion is delayed, contact us promptly: an extension or updated valuation is a separate piece of work and cannot be assumed to be available automatically.
We consider properties within our residential valuation coverage around Stockport, South Manchester, Cheshire and the High Peak, subject to the particular address and instruction. Send the property details and requirements so we can confirm suitability, access, the fee and reporting programme.
No. Different housing schemes have different arrangements. Tell us the exact scheme and provide its written requirements so we can discuss the right instruction.
The report provides an independent opinion of market value. The scheme administrator determines the repayment under the applicable loan arrangements; we do not calculate or guarantee the final amount payable.
Contact us and your administrator as soon as possible. The options depend on the applicable requirements, dates and any changes affecting the property or market. Do not assume an expired report can simply be re-dated.
Send the property address, the report you need and any deadline. We will confirm the scope, fee and availability before you instruct us.
Request a valuation quote